Loan programs
Seven programs. One honest comparison.
No program is 'the best' — each one is the best for somebody. Here's what each does well, who it fits, and the trade-offs the ads leave out.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance
Minnesota has real down payment help — Minnesota Housing programs can put thousands toward your down payment and closing costs.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Jordan will show you. When it doesn’t, he’ll tell you.
Learn more →No idea which one?
Perfect — that's the normal starting point. One text and Jordan narrows it down with you, side by side.
💬 Text JordanPrograms are tools. You're the job.
Jordan's role isn't selling a program — it's matching one to your life, and showing you the runners-up so you know why.